Enter your salary or hourly rate, pick how often you get paid, and see your exact take-home amount per check.
Estimates only. Actual withholding may vary. Consult a tax professional for advice.
| Gross Pay (this check) | $0.00 |
| Federal Income Tax | −$0.00 |
| State Income Tax | −$0.00 |
| Social Security (6.2%) | −$0.00 |
| Medicare (1.45%) | −$0.00 |
| Net Take-Home Pay | $0.00 |
Biweekly means you get paid every two weeks — 26 paychecks per year. Semi-monthly means twice a month on set dates (like the 1st and 15th) — 24 paychecks per year. Biweekly results in two "bonus paycheck" months annually.
Your employer withholds federal income tax, state income tax, Social Security (6.2%), and Medicare (1.45%) from every check. If you also have health insurance, a 401(k), or an HSA deducted pre-tax, that further reduces your take-home — but also lowers your taxable income.
Pre-tax deductions like 401(k) contributions, health insurance premiums, and HSA contributions reduce your taxable income before federal (and usually state) tax is calculated. This means you pay less in taxes overall.
Your employer annualizes your per-check pay, applies the 2026 federal brackets (10%–37%), subtracts your standard deduction, then divides by your number of pay periods. This calculator does that same math so you see an accurate estimate.
For 2026, the standard deduction is $16,100 for single filers and $32,200 for married filing jointly. This amount is subtracted from your gross income before federal tax brackets are applied.
Yes, if your income exceeds $200,000 (single) or $250,000 (married filing jointly). Employers withhold this automatically once your wages cross $200,000 in a calendar year.