Utah taxes income at a flat 4.45%, then gives a taxpayer credit that phases out as your income rises.
Utah applies 4.45% to your income and then subtracts a taxpayer tax credit, about $966 for a single filer in 2026, that shrinks by 1.3% of income above roughly $18,000 and is gone for single filers near $92,500. No Utah city or county adds a local income tax on wages. Salt Lake City, Provo, Ogden, and St. George workers all pay only the state rate.
The Lehi-to-Provo corridor along I-15, known as Silicon Slopes, has become one of the most active tech corridors in the United States. Adobe, Qualtrics, Pluralsight, Domo, and dozens of other technology companies have major operations in the corridor, and companies including Microsoft, Amazon, and Salesforce have large Utah presences. Utah's growing tech economy brings a large concentration of six-figure software engineers and product managers — which makes the state income tax question meaningful. At $150,000, Utah's 4.45% state tax runs roughly $6,680 per year, compared to $0 in Nevada and $0 in Wyoming, or about $9,700 in California.
$1Utah's structure is one flat rate plus a credit. Unlike states with graduated brackets, Utah applies 4.45% to your income and then subtracts a taxpayer tax credit, about $966 for a single filer and $1,932 for married couples filing jointly in 2026. The credit shrinks by 1.3% of income above roughly $18,000 (single) or $36,000 (joint), so inside that range each extra dollar is effectively taxed at about 5.75%. Once the credit is gone, around $92,500 for single filers and $185,000 for joint filers, the marginal rate drops back to 4.45%. A Utah single filer earning $80,000 pays about $3,400 in state tax; one earning $100,000 pays about $4,450. $1Utah has one of the youngest and fastest-growing populations in the US. The state's median age is among the lowest nationally, driven by the large LDS community's average family size. For married couples filing jointly the credit is larger and phases out over a higher income range, so a dual-income Utah family earning $130,000 combined pays roughly $5,070 in state income tax, versus about $4,300 in Colorado.Utah is often compared to Nevada (no income tax, 30 minutes from Salt Lake) and Colorado (4.4% flat, comparable lifestyle). Nevada wins on income tax at every income level, but Utah offers a developed infrastructure, major employer presence, and lower housing costs than many Nevada metros. At $100,000 a single Colorado filer pays about $3,690 versus about $4,450 in Utah, because Colorado applies the federal standard deduction and Utah's credit has phased out by that income.
Estimates only. Utah flat 4.45% on income, less a taxpayer credit that phases out with income (2025 phase-out amounts used as an approximation for 2026). Does not reflect the Utah retirement income credit. Consult a tax professional for advice.
| Gross Pay (this check) | $0.00 |
| Federal Income Tax | −$0.00 |
| Utah State Tax (4.45% flat) | −$0.00 |
| Social Security (6.2%) | −$0.00 |
| Medicare (1.45%) | −$0.00 |
| Net Take-Home Pay | $0.00 |
Utah has a flat 4.45% income tax rate for 2026, down from 4.5% in 2025 and 4.55% in 2024 (Senate Bill 60, signed March 23, 2026, applies to tax years beginning January 1, 2026). Utah applies the flat rate to your income and then subtracts a nonrefundable taxpayer tax credit, about $966 for a single filer in 2026, that shrinks by 1.3% of income above roughly $18,000 (about $36,000 for married filing jointly), so it is gone for single filers at roughly $92,500 of income.
Utah workers pay: federal income tax, Utah state income tax (flat 4.45%), Social Security (6.2% up to $184,500), and Medicare (1.45%). No Utah city or county adds a local income tax. Salt Lake City, Provo, Ogden, St. George, and all other Utah municipalities have no local income tax on wages.
Nevada has no state income tax, saving about $4,450 per year on a $100,000 salary compared to Utah (single filer). Colorado has a 4.4% flat rate but applies the federal standard deduction to it, so a single filer earning $100,000 pays about $3,690 in Colorado versus about $4,450 in Utah, roughly $760 less. For workers near the state borders, Nevada's advantage is large and Colorado's is modest. Wyoming (no income tax) is another Utah-adjacent comparison for high earners near the Uinta Mountains area.
Utah technically includes Social Security in taxable income, but provides a retirement income tax credit that eliminates or significantly reduces Utah state tax on Social Security for most retirees. The credit phases out for higher-income taxpayers. The result is complex — low- and middle-income retirees generally owe no Utah tax on Social Security; high-income retirees may owe some. Consult a Utah tax professional for your specific situation.
On $95,000 (single, biweekly), Utah withholds approximately $163 per paycheck in state income tax, roughly $4,230 annually, which is 4.45% of gross pay. At that income the taxpayer tax credit has fully phased out, so the effective rate equals the flat rate. At lower incomes the credit reduces the bill: the effective rate is about 3.7% at $60,000. On $150,000 the state tax is roughly $6,680, still 4.45% of gross.
Silicon Slopes is the nickname for Utah's tech corridor, centered on the Lehi-Provo area in Utah County. Major employers include Adobe, Qualtrics, Pluralsight, Domo, and large offices of Amazon, Microsoft, and Salesforce. The tech economy has driven median salaries for software engineers in the region above $100,000–$130,000 — making Utah's income tax burden much more relevant than it was for prior generations of Iowa workers.
Utah taxes overtime and tips as ordinary income at 4.45%. The One Big Beautiful Bill's tip and overtime exemptions apply to federal income tax only — Utah has not enacted state-level equivalents. See our Overtime Tax Calculator for the federal savings.
Utah is competitive but not exceptional on income tax. The flat 4.45% is straightforward and predictable, though a phasing-out credit makes the effective rate lower at modest incomes. Utah has no inheritance tax, no estate tax, and a sales tax of about 6.1% on most goods (but food is taxed at a lower rate). Property taxes are moderate by Western standards. Utah's overall tax burden ranks in the middle nationally, lower than California, Oregon, and most Northeast states; higher than Nevada, Wyoming, and Texas.
For a single filer with no pre-tax deductions, using 2026 rates, this calculator gives about $44,410 a year on $55,000 (roughly $3,700 a month), $48,140 on $60,000 (about $4,010 a month), $61,710 on $80,000 (about $5,140 a month), and $74,730 on $100,000 (about $6,230 a month). Those figures already include Utah's 4.45% state income tax (less its taxpayer credit), which comes to about $1,960 on $55,000 and $4,450 on $100,000, plus federal income tax, Social Security, and Medicare.
Utah's minimum wage is $7.25 per hour in 2026, the same as the federal minimum. Employers can pay tipped workers a cash wage of $2.13 per hour if tips bring them up to at least $7.25, which is a maximum tip credit of $5.12 per hour (U.S. Department of Labor, updated July 2026).